Don’t Let Nursing Home Neglect Go Unpunished

Neglect in a nursing home is different from abuse. Neglect is considered a substandard of care or a breach of duty by the caregivers who are entrusted to care for the patient. Caregivers who commit neglect should be held accountable for their actions. In addition, the caregivers should have known their actions were foreseeable. Intention harm to a patient is considered abuse. If neglect or abuse occurs, the caregiver and nursing home should be held accountable for their actions. In some situations, neglect or abuse can lead to the wrongful death of a patient and a lawsuit can be filed against the negligent party.

Signs of Abuse

Abuse can be blatantly obvious or it can be very subtle. Rough handling in or out of a wheelchair, use of excessive water pressure, pinching or elbowing a patient when they’re handling them are subtle forms of abuse. Common signs of abuse include dehydration, malnutrition, falls, fractures, bed sores, prescription errors, medical mistakes, misdiagnosis, and restraint injuries can be pursued by an experienced attorney.

First Steps After Abuse Or Neglect Is Suspected

When an individual suspects abuse or neglect is taking place, they should contact an attorney as quickly as possible. Speaking with the facility or the caregiver will not help the situation because they can alter records, and attempt to hide any evidence surrounding the allegation. It’s important to gather as much information as possible and document everything.

Legal Process Of Addressing Abuse Or Neglect

When nursing home neglect or abuse is suspected, an investigation can be initiated by an adult protective services agency. In addition to the agency conducting an investigation, a civil lawsuit can be filed and criminal prosecution might take place as well. Each proceeding uses different personnel and also have different objectives. An investigation by a protective agency is to immediately help a victim and prevent further harm, while a lawsuit is to help a patient or their family receive financial compensation for their injuries.

Hiring an experienced attorney to represent your abused or neglected loved one is very important. An attorney can provide a free consultation to discuss the case, and provide the legal guidance you need.

Tips on Loans to Purchase Another Vehicle

Sometimes, it’s not easy to get an auto loan, especially if a person’s credit is not so good. If they do qualify for a loan, quite often it’s one requiring them to pay much more interest over the life of the loan. This really seems unfair if a person is struggling and trying to obtain a good credit rating. They may have had a job fall through, or the corporation they worked for filed bankruptcy themselves which caused total devastation to their employees.

Loans Are Still Available

Keep in mind that regardless of a credit rating, interest payments are required on any loan. Some businesses like Consumer Portfolio Services have websites where future customers wanting a good car can go online and find just the brand new or used model car they want, and can afford. Remember, there are many things to consider when buying a car. Even though an individual may want a shiny, sporty model, it’s not feasible for someone who’s not earning enough to afford that model. There are still loans available for a car they can afford.

Buy An Affordable Vehicle

Don’t purchase a car before speaking to an automobile insurance company first. Many people have purchased the automobile mentioned above only to realize they can’t afford the full coverage auto policy required to pay the loan off if there’s a disaster. Next, individuals purchase a car that’s uses entirely too much gas to get them back and forth to work each day, or one that’s too big for them, or one that’s too small to hold the entire family comfortably.

Calculate the Costs First

A lot of automobile finance companies have everything a person needs to know right on their website. They have auto loan calculators that allow a person to figure out exactly what they’ll be paying with over 15% interest each month for 60 months. Now, add auto insurance to that figure. If a child is 12 years old, that means the car will be paid off when he’s graduating from high school. Those are ominous thoughts, but the truth. Take the time to really think through what buying a vehicle will entail. It may be possible to wait a bit and obtain a better interest rate.